Financing Options

In these tough economic times, we want to give our customers a choice of flexible payment options that make purchasing an electric bike more manageable by spreading the cost over time.

Below are the financing options available at checkout, allowing you to make the switch to electric in a way that suits your budget.

Shop Pay Installments

Shop Pay Installments allows eligible customers to spread the cost of their purchase when paying with Shop Pay at checkout.

Payment options are presented at checkout and may vary depending on order value and eligibility. A deposit may be required at the time of purchase.

Important information:
Shop Pay Installments offers credit in partnership with Affirm as lender. Affirm provides unregulated credit, subject to a credit check and minimum spend, which may vary. Terms apply. UK residents only, aged 18 or over, with a debit card. Missed payments may affect your financial status.

Credit is offered by Shopify International Ltd. (FRN: 1031087) in partnership with Affirm UK Limited. Shopify International Limited is an Appointed Representative of Affirm U.K. Limited, trading as Affirm, which is authorised and regulated by the Financial Conduct Authority (FRN: 756087). Affirm’s company number is 10199101 and its registered office is at C/O TMF Group, 1 Angel Court, 13th Floor, London, EC2R 7HJ.

Payl8r

If you're considering another product or replacement, financing through Payl8r could help you manage payments in a way that fits your lifestyle.

Why customers choose Payl8r:

Flexible payment plans over 3, 6, 9 or 12 months
Instant online application and quick decisions
Ride now, pay later — ideal for spreading the cost of your e-bike
No early repayment penalties
Transparent terms with no hidden fees

E-Bikes Express Ltd is an Introducer Appointed Representative of Social Money Limited t/a Payl8r, which is authorised and regulated by the Financial Conduct Authority (FRN: 675283). Credit is subject to creditworthiness and affordability assessments. Missed payments may affect your credit file, future borrowing, and may incur fees.

Representative example: £440.00 over 12 months at 2.50% fixed per month. Representative APR 65.5%. Monthly repayment: £47.67. Total amount repayable: £572.04.

Klarna

With Klarna, you can buy now and pay later by selecting Klarna at checkout.

Depending on eligibility, you can choose to pay in 3 interest-free instalments or pay in 30 days. Payment options are shown at checkout and are subject to Klarna’s terms and approval.